Dealer and Repair Shop Pollution Liability Insurance

ARM designed its environmental insurance solutions to be easy-to-understand and cost-effective. But importantly, with the ability to be customized for your needs today and adjusted when new risks arise in the future.

Coverage is available for a wide variety of customer groups. These different businesses include the following:

• Automobile, equipment and RV and rental car dealers
• Service stations with repair facilities
• Oil change facilities
• Vehicle repair businesses

Highlights of product include:

• Transportation coverage
• Off-site coverage for scheduled non owned disposal sites
• Deductible and “pay on behalf” wording
• Discovery trigger for on-site cleanup
• Governmental authority definition includes voluntary cleanup programs
• Mediation deductible credit of up to $25,000 available
• Primary insurance
• Automatic six month extended reporting period

Generally, policies are written with limits of $1,000,000 for each claim and $1,000,000 total for all claims. We can offer up to $50,000,000 in limits for this coverage subject to company underwriting approval. Policies are usually written with per claim deductibles of $5,000.

Click here for Pollution Legal Liability Coverage Application

Optional coverages available include:

• Coverage for off-site repair and maintenance service performed by the insured.
• Coverage for claims resulting from pollution events caused by equipment leasing operations
• Dedicated limits of liability per location.
• Additional name insured per scheduled location
• Optional extended reporting period.

Eligibility

Eligible classes include:

• Automobile, equipment and RV and rental car dealers
• Service stations with repair facilities
• Oil change facilities
• Tire and repair shops
• Vehicle repair businesses