Spot Delivery Coverage

Underwritten by an A rated Company, this coverage has given dealerships maximum protection for their business operation and Garage and Dealers Open Lot Policies!!!

"Spot Delivery Coverage" helps protect the dealer's experience on his Garage and Dealers Open Lot Policies from claims and losses incurred by his customers that can lead to much higher rates or non-renewal in this very difficult insurance marketplace.


Highlights include:

  • No sign-up fee
  • No monthly minimum premium
  • Customers Certificate can be extended for additional period for additional premium
  • Billed twice a month (dealer can pay monthly)
  • Minimum customer age ¨C 18 years old
  • No other state limitations or exclusions for drivers
  • Not point sensitive
  • Policy pays before dealer¡¯s Garage Policy
  • Coverage limits ¨C A. 100,000/300,000 Liability B. 50,000 Property C. 40,000 Comp/Coll
  • All claim checks are made payable to dealer and customer
  • Dealer and customer are insured
  • NOT AVAILABLE IN ALL STATES

The dealer faxes over the pre-printed short form and confirmation is faxed back the same business day. (Exceptions are evenings and weekends)